$457M
+3.4%y/y
Percentile by value72nd percentileby value
FDIC
LNLSGRCB
Citizens Bank
Mooresville, IndianaFDIC Cert #9647
STATEEstablished 19319 branches
Holding company: CITBA FINANCIAL CORPRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $48.4M |
| Investor CRE | $116M |
| Multifamily | $1.48M |
| Construction | $33.7M |
| 1–4 family | $126M |
| C&I | $24.5M |
| Agriculture | $1.25M |
| Other | $107M |
Loan book
Reported balances and balance-sheet intensity.
$452M
+3.4%y/y
Percentile by value72nd percentileby value
FDIC
LNLSNET+3.42%
−49.7%y/y
Percentile by value36th percentileby value
FDIC
LNLSNET71.2%
−2.8%y/y
Percentile by value30th percentileby value
FDIC
LNLSNET + DEP64.5%
−2.9%y/y
Percentile by value37th percentileby value
FDIC
LNLSNET + ASSET75.57%
+2.3%y/y
Percentile by value26th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
205%
+3.3%y/y
Percentile by value64th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC46%
+14.1%y/y
Percentile by value58th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,609points
+1.8%y/y
Peer standing87th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD10.57%
−5.1%y/y
Percentile by value41st percentileby value
FDIC
LNRENROW + LNLSGR25.27%
+0.5%y/y
Percentile by value82nd percentileby value
FDIC
LNRENROT + LNLSGR5.37%
−9.6%y/y
Percentile by value23rd percentileby value
FDIC
LNCI + LNLSGR