BDI
CF

Community Federal Savings Bank

Woodhaven, New YorkFDIC Cert #57129

OCCEstablished 20011 branch

Holding company: COMMUNITY FSB HOLDING CORegulator: OCC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$1.11M
Investor CRE$41.1M
Multifamily$304M
Construction$0
1–4 family$34.7M
C&I$7.28M
Agriculture$743K
Other$1.33M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$390M
+24.1%y/y
Percentile by value59th percentileby value
Peer standing in asset:300m_1b
FDICLNLSGR
Net loans
$386M
+24.0%y/y
Percentile by value60th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
Loans YoY
+24.04%
+33.2%y/y
Percentile by value95th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
L/D
52.3%
+17.6%y/y
Percentile by value8th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET + DEP
Loans/assets
45.5%
+16.5%y/y
Percentile by value8th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET + ASSET
RE loans %
97.79%
+0.0%y/y
Percentile by value87th percentileby value
Peer standing in asset:300m_1b
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
356%
+18.0%y/y
Percentile by value95th percentileby value
Peer standing in asset:300m_1b

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
0%
−100.0%y/y
Percentile by value0th percentileby value
Peer standing in asset:300m_1b

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
6,261points
+1.1%y/y
Peer standing3rd percentile
Peer standing in asset:300m_1b
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
0.28%
−38.1%y/y
Percentile by value3rd percentileby value
Peer standing in asset:300m_1b
FDICLNRENROW + LNLSGR
Investor CRE %
10.53%
+13.2%y/y
Percentile by value38th percentileby value
Peer standing in asset:300m_1b
FDICLNRENROT + LNLSGR
C&I %
1.87%
+13.0%y/y
Percentile by value7th percentileby value
Peer standing in asset:300m_1b
FDICLNCI + LNLSGR