Currie State Bank

Currie, MinnesotaFDIC Cert #8833

STATEEstablished 19312 branches

Holding company: CURRIE BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Latest reported loan balances by category
Category	Balance
Owner CRE	$2.56M
Investor CRE	$435K
Multifamily	$1.91M
Construction	$185K
1–4 family	$5.5M
C&I	$7.15M
Agriculture	$67.8M
Other	$1.74M

Loan book

Reported balances and balance-sheet intensity.

Gross loans

$87.2M

−5.7%y/y

Percentile by value100th percentileby value

FDICLNLSGR

Net loans

$85.9M

−5.8%y/y

Percentile by value100th percentileby value

FDICLNLSNET

Loans YoY

−5.78%

−175.8%y/y

Percentile by value15th percentileby value

FDICLNLSNET

L/D

99.6%

−3.2%y/y

Percentile by value93rd percentileby value

FDICLNLSNET + DEP

Loans/assets

87.9%

−3.9%y/y

Percentile by value98th percentileby value

FDICLNLSNET + ASSET

RE loans %

53.38%

−3.4%y/y

Percentile by value28th percentileby value

FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC

Construction/capital

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC

Loan HHI

3,149points

+3.1%y/y

Peer standing38th percentile

FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD

Owner CRE %

2.93%

−13.3%y/y

Percentile by value42nd percentileby value

FDICLNRENROW + LNLSGR

Investor CRE %

0.50%

+255.0%y/y

Percentile by value26th percentileby value

FDICLNRENROT + LNLSGR

C&I %

8.20%

−11.0%y/y

Percentile by value45th percentileby value

FDICLNCI + LNLSGR