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BDI
DB

Dacotah Bank

Aberdeen, South DakotaFDIC Cert #17437

STATEEstablished 195533 branches

Holding company: DACOTAH BANKS INCRegulator: FED

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$306M
Investor CRE$642M
Multifamily$150M
Construction$320M
1–4 family$224M
C&I$989M
Agriculture$1.18B
Other$154M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$3.97B
+9.5%y/y
Percentile by value58th percentileby value
Peer standing in asset:3b_10b
FDICLNLSGR
Net loans
$3.92B
+9.4%y/y
Percentile by value59th percentileby value
Peer standing in asset:3b_10b
FDICLNLSNET
Loans YoY
+9.41%
−31.9%y/y
Percentile by value71st percentileby value
Peer standing in asset:3b_10b
FDICLNLSNET
L/D
90.1%
+4.0%y/y
Percentile by value60th percentileby value
Peer standing in asset:3b_10b
FDICLNLSNET + DEP
Loans/assets
80.6%
+3.4%y/y
Percentile by value82nd percentileby value
Peer standing in asset:3b_10b
FDICLNLSNET + ASSET
RE loans %
58.85%
−2.2%y/y
Percentile by value20th percentileby value
Peer standing in asset:3b_10b
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
210%
−0.1%y/y
Percentile by value39th percentileby value
Peer standing in asset:3b_10b

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
60%
+4.7%y/y
Percentile by value72nd percentileby value
Peer standing in asset:3b_10b

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
1,505points
+3.1%y/y
Peer standing86th percentile
Peer standing in asset:3b_10b
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
7.70%
−4.3%y/y
Percentile by value34th percentileby value
Peer standing in asset:3b_10b
FDICLNRENROW + LNLSGR
Investor CRE %
16.19%
+6.4%y/y
Percentile by value34th percentileby value
Peer standing in asset:3b_10b
FDICLNRENROT + LNLSGR
C&I %
24.92%
+4.3%y/y
Percentile by value81st percentileby value
Peer standing in asset:3b_10b
FDICLNCI + LNLSGR