$273M
−10.9%y/y
Percentile by value31st percentileby value
FDIC
LNLSGRES
Eastern Savings Bank, FSB
Hunt Valley, MarylandFDIC Cert #32360
OCCEstablished 19053 branches
Holding company: Not reportedRegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $51.1M |
| Investor CRE | $41.8M |
| Multifamily | $15.8M |
| Construction | $72.5M |
| 1–4 family | $91.8M |
| C&I | $0 |
| Agriculture | $0 |
| Other |
Loan book
Reported balances and balance-sheet intensity.
$270M
−10.8%y/y
Percentile by value31st percentileby value
FDIC
LNLSNET−10.77%
−352.2%y/y
Percentile by value2nd percentileby value
FDIC
LNLSNET119.8%
+12.2%y/y
Percentile by value99th percentileby value
FDIC
LNLSNET + DEP76.3%
+3.6%y/y
Percentile by value73rd percentileby value
FDIC
LNLSNET + ASSET100.00%
+0.0%y/y
Percentile by value91st percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCDashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,453points
+2.7%y/y
Peer standing36th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD18.71%
+10.7%y/y
Percentile by value77th percentileby value
FDIC
LNRENROW + LNLSGR15.32%
−3.9%y/y
Percentile by value57th percentileby value
FDIC
LNRENROT + LNLSGR0.00%
Percentile by value0th percentileby value
FDIC
LNCI + LNLSGR