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BDI
EB

Echelon Bank

Clearwater, FloridaFDIC Cert #59377

STATEEstablished 2026Branches not reported

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
No reported loan composition is available for this chart.
Latest reported loan balances by category
CategoryBalance
Owner CRE
Investor CRE
Multifamily
Construction
1–4 family
C&I
Agriculture
Other

Loan book

Reported balances and balance-sheet intensity.

Gross loans
New institution — no prior-year comparison
FDICLNLSGR
Net loans
New institution — no prior-year comparison
FDICLNLSNET
Loans YoY
New institution — no prior-year comparison
FDICLNLSNET
L/D
New institution — no prior-year comparison
FDICLNLSNET + DEP
Loans/assets
New institution — no prior-year comparison
FDICLNLSNET + ASSET
RE loans %
New institution — no prior-year comparison
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
New institution — no prior-year comparison

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
New institution — no prior-year comparison

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
New institution — no prior-year comparison
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
New institution — no prior-year comparison
FDICLNRENROW + LNLSGR
Investor CRE %
New institution — no prior-year comparison
FDICLNRENROT + LNLSGR
C&I %
New institution — no prior-year comparison
FDICLNCI + LNLSGR