New institution — no prior-year comparison
FDIC
LNLSGRClearwater, FloridaFDIC Cert #59377
STATEEstablished 2026Branches not reported
Holding company: Not reportedRegulator: FDIC
CERT + OFFDOMPortfolio mix & concentration
The composition, growth, and concentration of the loan book using reported Call Report categories.
Portfolio composition
| Category | Balance |
|---|---|
| Owner CRE | |
| Investor CRE | |
| Multifamily | |
| Construction | |
| 1–4 family | |
| C&I | |
| Agriculture | |
| Other |
Reported balances and balance-sheet intensity.
LNLSGRLNLSNETLNLSNETLNLSNET + DEPLNLSNET + ASSETLNRE + LNLSGRPortfolio concentration relative to loans and risk-based capital.
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
LNRENROT + LNREMULT + LNRECONS + RBCDashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
LNRECONS + RBCLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCDLNRENROW + LNLSGRLNRENROT + LNLSGRLNCI + LNLSGR