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BDI
EM

Emigrant Mercantile Bank

New York, New YorkFDIC Cert #57834

STATEEstablished 20041 branch

Holding company: NEW YORK PRIVATE B&T CORPRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

90+ %
FDICP9ASSET + LNLSGR
NPA/assets
0.00%
Peer standing100th percentile
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$0
Peer standing100th percentile
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO
$0
Peer standing85th percentile
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICNTLNLS + DRLNLS + CRLNLS
30–89
$0
Peer standing100th percentile
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICP9ASSET
Nonaccrual
$0
Peer standing100th percentile
Peer standing in FFIEC UBPR Peer Group 8 — Insured commercial banks having assets less than $50 million
FDICNAASSET