$2.74B
−8.4%y/y
Percentile by value31st percentileby value
FDIC
LNLSGREB
ENCORE BANK
Little Rock, ArkansasFDIC Cert #34562
STATEEstablished 199719 branches
Holding company: ENCORE BANCSHARES INCRegulator: FED
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $427M |
| Investor CRE | $717M |
| Multifamily | $250M |
| Construction | $114M |
| 1–4 family | $608M |
| C&I | $607M |
| Agriculture | $9.02M |
| Other | $12.4M |
Loan book
Reported balances and balance-sheet intensity.
$2.71B
−8.4%y/y
Percentile by value31st percentileby value
FDIC
LNLSNET−8.39%
+10.3%y/y
Percentile by value4th percentileby value
FDIC
LNLSNET83.6%
−17.1%y/y
Percentile by value39th percentileby value
FDIC
LNLSNET + DEP75.4%
−5.4%y/y
Percentile by value60th percentileby value
FDIC
LNLSNET + ASSET78.64%
−4.6%y/y
Percentile by value45th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
291%
−14.3%y/y
Percentile by value74th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC31%
−34.1%y/y
Percentile by value39th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,006points
−0.5%y/y
Peer standing51st percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD15.55%
+7.3%y/y
Percentile by value78th percentileby value
FDIC
LNRENROW + LNLSGR26.10%
−9.3%y/y
Percentile by value70th percentileby value
FDIC
LNRENROT + LNLSGR22.12%
+22.0%y/y
Percentile by value77th percentileby value
FDIC
LNCI + LNLSGR