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BDI
EB

Equitable Bank

Grand Island, NebraskaFDIC Cert #31485

STATEEstablished 18906 branches

Holding company: EQUITABLE FINANCIAL CORPRegulator: FED

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$57.5M
Investor CRE$72.9M
Multifamily$18.2M
Construction$13.9M
1–4 family$150M
C&I$29.3M
Agriculture$96.2M
Other$4.2M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$442M
−0.5%y/y
Percentile by value69th percentileby value
Peer standing in asset:300m_1b
FDICLNLSGR
Net loans
$436M
−0.5%y/y
Percentile by value69th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
Loans YoY
−0.45%
+49.2%y/y
Percentile by value18th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
L/D
96.2%
+2.1%y/y
Percentile by value84th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET + DEP
Loans/assets
84.4%
+1.6%y/y
Percentile by value94th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET + ASSET
RE loans %
88.57%
+4.4%y/y
Percentile by value61st percentileby value
Peer standing in asset:300m_1b
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
179%
−1.1%y/y
Percentile by value53rd percentileby value
Peer standing in asset:300m_1b

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
24%
−19.4%y/y
Percentile by value34th percentileby value
Peer standing in asset:300m_1b

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
1,936points
+2.0%y/y
Peer standing66th percentile
Peer standing in asset:300m_1b
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
12.99%
−0.2%y/y
Percentile by value54th percentileby value
Peer standing in asset:300m_1b
FDICLNRENROW + LNLSGR
Investor CRE %
16.48%
+20.2%y/y
Percentile by value60th percentileby value
Peer standing in asset:300m_1b
FDICLNRENROT + LNLSGR
C&I %
6.63%
−29.1%y/y
Percentile by value32nd percentileby value
Peer standing in asset:300m_1b
FDICLNCI + LNLSGR