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BDI
EB

Evolve Bank & Trust

West Memphis, ArkansasFDIC Cert #1299

STATEEstablished 192510 branches

Holding company: EVOLVE BCORP INCRegulator: FED

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$94.9M
Investor CRE$76.2M
Multifamily$25.4M
Construction$67.5M
1–4 family$342M
C&I$226M
Agriculture$2.31M
Other$63.2M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$898M
−8.4%y/y
Percentile by value31st percentileby value
Peer standing in asset:1b_3b
FDICLNLSGR
Net loans
$885M
−8.2%y/y
Percentile by value31st percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET
Loans YoY
−8.25%
−12.3%y/y
Percentile by value2nd percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET
L/D
88.7%
+10.3%y/y
Percentile by value60th percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET + DEP
Loans/assets
73.2%
+21.3%y/y
Percentile by value52nd percentileby value
Peer standing in asset:1b_3b
FDICLNLSNET + ASSET
RE loans %
72.64%
−1.2%y/y
Percentile by value21st percentileby value
Peer standing in asset:1b_3b
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
100%
+13.4%y/y
Percentile by value11th percentileby value
Peer standing in asset:1b_3b

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
40%
+71.3%y/y
Percentile by value42nd percentileby value
Peer standing in asset:1b_3b

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
2,395points
−13.7%y/y
Peer standing33rd percentile
Peer standing in asset:1b_3b
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
10.57%
+11.0%y/y
Percentile by value40th percentileby value
Peer standing in asset:1b_3b
FDICLNRENROW + LNLSGR
Investor CRE %
8.48%
+5.9%y/y
Percentile by value15th percentileby value
Peer standing in asset:1b_3b
FDICLNRENROT + LNLSGR
C&I %
25.18%
+2.1%y/y
Percentile by value90th percentileby value
Peer standing in asset:1b_3b
FDICLNCI + LNLSGR