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BDI
FS

Fairfax State Savings Bank

Fairfax, IowaFDIC Cert #8083

STATEEstablished 19243 branches

Holding company: VANDERBILT HOLDING CO INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.73%
+199.2%y/y
Peer standing45th percentile
Peer standing in asset:100m_300m
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + LNLSGR
Nonaccrual %
0.22%
Peer standing52nd percentile
Peer standing in asset:100m_300m
FDICNAASSET + LNLSGR
Noncurrent %
0.22%
Peer standing61st percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.84%
−17.4%y/y
Peer standing24th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$2.41M
−11.2%y/y
Peer standing15th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.00%
−101.6%y/y
Peer standing76th percentile
Peer standing in asset:100m_300m
FDICNTLNLS + LNLSGR
NCO
−$1K
−101.6%y/y
Peer standing81st percentile
Peer standing in asset:100m_300m
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.19%
+1.8%y/y
Percentile by value50th percentileby value
Peer standing in asset:100m_300m
FDICLNATRES + LNLSGR
30–89
$1.15M
+202.9%y/y
Peer standing34th percentile
Peer standing in asset:100m_300m
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:100m_300m
FDICP9ASSET
Nonaccrual
$348K
Peer standing46th percentile
Peer standing in asset:100m_300m
FDICNAASSET