$158M
+1.2%y/y
Percentile by value76th percentileby value
FDIC
LNLSGRFS
Fairfax State Savings Bank
Fairfax, IowaFDIC Cert #8083
STATEEstablished 19243 branches
Holding company: VANDERBILT HOLDING CO INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $23.5M |
| Investor CRE | $11.1M |
| Multifamily | $5.56M |
| Construction | $10.6M |
| 1–4 family | $33.7M |
| C&I | $42M |
| Agriculture | $24.7M |
| Other | $6.72M |
Loan book
Reported balances and balance-sheet intensity.
$156M
+1.2%y/y
Percentile by value76th percentileby value
FDIC
LNLSNET+1.23%
−71.0%y/y
Percentile by value28th percentileby value
FDIC
LNLSNET63.5%
−5.6%y/y
Percentile by value29th percentileby value
FDIC
LNLSNET + DEP54.2%
−5.8%y/y
Percentile by value28th percentileby value
FDIC
LNLSNET + ASSET64.24%
+1.0%y/y
Percentile by value22nd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCDashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,625points
−6.6%y/y
Peer standing91st percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD14.87%
−13.9%y/y
Percentile by value75th percentileby value
FDIC
LNRENROW + LNLSGR7.03%
+63.0%y/y
Percentile by value45th percentileby value
FDIC
LNRENROT + LNLSGR26.63%
−2.8%y/y
Percentile by value95th percentileby value
FDIC
LNCI + LNLSGR