$459M
−10.1%y/y
Percentile by value72nd percentileby value
FDIC
LNLSGRFF
Finance Factors, Ltd.
Honolulu, HawaiiFDIC Cert #25158
STATEEstablished 195213 branches
Holding company: Not reportedRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $8.74M |
| Investor CRE | $60.1M |
| Multifamily | $87.2M |
| Construction | $42.9M |
| 1–4 family | $249M |
| C&I | $0 |
| Agriculture | $0 |
| Other | $11.3M |
Loan book
Reported balances and balance-sheet intensity.
$447M
−10.3%y/y
Percentile by value71st percentileby value
FDIC
LNLSNET−10.28%
−251.2%y/y
Percentile by value2nd percentileby value
FDIC
LNLSNET85.8%
−6.6%y/y
Percentile by value63rd percentileby value
FDIC
LNLSNET + DEP66.8%
−4.6%y/y
Percentile by value43rd percentileby value
FDIC
LNLSNET + ASSET107.61%
+0.9%y/y
Percentile by value99th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
222%
−18.8%y/y
Percentile by value70th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC50%
−34.7%y/y
Percentile by value62nd percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC3,660points
+9.1%y/y
Peer standing11th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD1.90%
−9.1%y/y
Percentile by value7th percentileby value
FDIC
LNRENROW + LNLSGR13.10%
−9.4%y/y
Percentile by value48th percentileby value
FDIC
LNRENROT + LNLSGR0.00%
Percentile by value0th percentileby value
FDIC
LNCI + LNLSGR