First Bank of Thomas

Thomas, OklahomaFDIC Cert #4209

STATEEstablished 19041 branch

Holding company: FIRST THOMAS BAN CORPRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %

3.37%

+1,755.1%y/y

Peer standing11th percentile

FDICP3ASSET + LNLSGR

90+ %

0.36%

Peer standing19th percentile

FDICP9ASSET + LNLSGR

Nonaccrual %

1.83%

+8.0%y/y

Peer standing17th percentile

FDICNAASSET + LNLSGR

Noncurrent %

2.19%

+29.1%y/y

Peer standing19th percentile

FDICP9ASSET + NAASSET + LNLSGR

NPA/assets

1.10%

+35.1%y/y

Peer standing20th percentile

FDICP9ASSET + NAASSET + ORE + ASSET

NPA

$643K

+49.9%y/y

Peer standing20th percentile

FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate

0.00%

Peer standing80th percentile

FDICNTLNLS + LNLSGR

NCO

Peer standing82nd percentile

FDICNTLNLS + DRLNLS + CRLNLS

ACL/loans

1.81%

−5.9%y/y

Percentile by value79th percentileby value

FDICLNATRES + LNLSGR

30–89

$991K

+2,054.3%y/y

Peer standing13th percentile

FDICP3ASSET

90+

$105K

Peer standing18th percentile

FDICP9ASSET

Nonaccrual

$538K

+25.4%y/y

Peer standing18th percentile

FDICNAASSET