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BDI
FD

First Dakota National Bank

Yankton, South DakotaFDIC Cert #4028

OCCEstablished 187217 branches

Holding company: FIRST DAKOTA FINANCIAL CORPRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.49%
+444.6%y/y
Peer standing34th percentile
Peer standing in asset:3b_10b
FDICP3ASSET + LNLSGR
90+ %
0.02%
−71.0%y/y
Peer standing29th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.38%
−21.3%y/y
Peer standing66th percentile
Peer standing in asset:3b_10b
FDICNAASSET + LNLSGR
Noncurrent %
0.40%
−27.9%y/y
Peer standing67th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.34%
−31.1%y/y
Peer standing63rd percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$11.2M
−24.3%y/y
Peer standing76th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.00%
+93.9%y/y
Peer standing93rd percentile
Peer standing in asset:3b_10b
FDICNTLNLS + LNLSGR
NCO
−$20K
+93.2%y/y
Peer standing93rd percentile
Peer standing in asset:3b_10b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.12%
−12.2%y/y
Percentile by value45th percentileby value
Peer standing in asset:3b_10b
FDICLNATRES + LNLSGR
30–89
$13.7M
+521.0%y/y
Peer standing43rd percentile
Peer standing in asset:3b_10b
FDICP3ASSET
90+
$597K
−66.9%y/y
Peer standing33rd percentile
Peer standing in asset:3b_10b
FDICP9ASSET
Nonaccrual
$10.6M
−10.3%y/y
Peer standing71st percentile
Peer standing in asset:3b_10b
FDICNAASSET