$2.81B
+14.0%y/y
Percentile by value32nd percentileby value
FDIC
LNLSGRFD
First Dakota National Bank
Yankton, South DakotaFDIC Cert #4028
OCCEstablished 187217 branches
Holding company: FIRST DAKOTA FINANCIAL CORPRegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $490M |
| Investor CRE | $568M |
| Multifamily | $107M |
| Construction | $180M |
| 1–4 family | $393M |
| C&I | $332M |
| Agriculture | $685M |
| Other | $57.9M |
Loan book
Reported balances and balance-sheet intensity.
$2.78B
+14.2%y/y
Percentile by value33rd percentileby value
FDIC
LNLSNET+14.21%
+92.0%y/y
Percentile by value83rd percentileby value
FDIC
LNLSNET94.0%
+4.3%y/y
Percentile by value71st percentileby value
FDIC
LNLSNET + DEP84.3%
+3.9%y/y
Percentile by value93rd percentileby value
FDIC
LNLSNET + ASSET82.76%
+0.4%y/y
Percentile by value55th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
234%
+4.8%y/y
Percentile by value51st percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC49%
−2.1%y/y
Percentile by value62nd percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,485points
+2.2%y/y
Peer standing87th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD17.42%
−5.9%y/y
Percentile by value85th percentileby value
FDIC
LNRENROW + LNLSGR20.20%
+6.6%y/y
Percentile by value51st percentileby value
FDIC
LNRENROT + LNLSGR11.80%
+2.7%y/y
Percentile by value49th percentileby value
FDIC
LNCI + LNLSGR