Skip to main content
BDI
FF

First Fidelity Bank

Burke, South DakotaFDIC Cert #1122

STATEEstablished 190511 branches

Holding company: FIDELITY CORPRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$12.3M
Investor CRE$15.5M
Multifamily$1.55M
Construction$11.7M
1–4 family$14.2M
C&I$38M
Agriculture$300M
Other$16M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$410M
+15.2%y/y
Percentile by value63rd percentileby value
Peer standing in asset:300m_1b
FDICLNLSGR
Net loans
$408M
+15.2%y/y
Percentile by value63rd percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
Loans YoY
+15.19%
+132.4%y/y
Percentile by value87th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
L/D
64.2%
+10.2%y/y
Percentile by value19th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET + DEP
Loans/assets
58.0%
+9.0%y/y
Percentile by value23rd percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET + ASSET
RE loans %
38.40%
−12.4%y/y
Percentile by value2nd percentileby value
Peer standing in asset:300m_1b
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
43%
−6.5%y/y
Percentile by value10th percentileby value
Peer standing in asset:300m_1b

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
17%
−6.0%y/y
Percentile by value26th percentileby value
Peer standing in asset:300m_1b

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
3,095points
+16.1%y/y
Peer standing18th percentile
Peer standing in asset:300m_1b
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
3.00%
−20.6%y/y
Percentile by value9th percentileby value
Peer standing in asset:300m_1b
FDICLNRENROW + LNLSGR
Investor CRE %
3.79%
−16.4%y/y
Percentile by value12th percentileby value
Peer standing in asset:300m_1b
FDICLNRENROT + LNLSGR
C&I %
9.26%
−17.1%y/y
Percentile by value50th percentileby value
Peer standing in asset:300m_1b
FDICLNCI + LNLSGR