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First National Bank

Fort Pierre, South DakotaFDIC Cert #14712

OCCEstablished 193420 branches

Holding company: CAPITOL BCORP INCRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.81%
−14.9%y/y
Peer standing22nd percentile
Peer standing in asset:1b_3b
FDICP3ASSET + LNLSGR
90+ %
0.03%
−83.8%y/y
Peer standing25th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.79%
−33.2%y/y
Peer standing32nd percentile
Peer standing in asset:1b_3b
FDICNAASSET + LNLSGR
Noncurrent %
0.82%
−39.1%y/y
Peer standing33rd percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.65%
−50.4%y/y
Peer standing33rd percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$13.2M
−40.5%y/y
Peer standing28th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
3.90%
−14.8%y/y
Peer standing1st percentile
Peer standing in asset:1b_3b
FDICNTLNLS + LNLSGR
NCO
$14.3M
−6.7%y/y
Peer standing1st percentile
Peer standing in asset:1b_3b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
5.01%
−14.5%y/y
Percentile by value100th percentileby value
Peer standing in asset:1b_3b
FDICLNATRES + LNLSGR
30–89
$12.4M
−3.7%y/y
Peer standing15th percentile
Peer standing in asset:1b_3b
FDICP3ASSET
90+
$393K
−81.7%y/y
Peer standing22nd percentile
Peer standing in asset:1b_3b
FDICP9ASSET
Nonaccrual
$12.1M
−24.4%y/y
Peer standing23rd percentile
Peer standing in asset:1b_3b
FDICNAASSET