$1.54B
+13.2%y/y
Percentile by value76th percentileby value
FDIC
LNLSGRFB
First National Bank
Fort Pierre, South DakotaFDIC Cert #14712
OCCEstablished 193420 branches
Holding company: CAPITOL BCORP INCRegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $185M |
| Investor CRE | $380M |
| Multifamily | $145M |
| Construction | $130M |
| 1–4 family | $155M |
| C&I | $158M |
| Agriculture | $181M |
| Other | $203M |
Loan book
Reported balances and balance-sheet intensity.
$1.46B
+14.2%y/y
Percentile by value73rd percentileby value
FDIC
LNLSNET+14.20%
+509.8%y/y
Percentile by value83rd percentileby value
FDIC
LNLSNET95.0%
−7.5%y/y
Percentile by value76th percentileby value
FDIC
LNLSNET + DEP71.3%
−4.9%y/y
Percentile by value45th percentileby value
FDIC
LNLSNET + ASSET70.75%
+0.6%y/y
Percentile by value18th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
147%
+5.7%y/y
Percentile by value20th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC29%
−15.2%y/y
Percentile by value29th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,342points
−2.1%y/y
Peer standing94th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD12.03%
+2.1%y/y
Percentile by value50th percentileby value
FDIC
LNRENROW + LNLSGR24.76%
+1.5%y/y
Percentile by value71st percentileby value
FDIC
LNRENROT + LNLSGR10.29%
+3.4%y/y
Percentile by value50th percentileby value
FDIC
LNCI + LNLSGR