0.44%
−12.5%y/y
Peer standing52nd percentile
FDIC
P3ASSET + LNLSGRFO
First Option Bank
Osawatomie, KansasFDIC Cert #4746
STATEEstablished 192310 branches
Holding company: OSAWATOMIE AGENCY INC THERegulator: FED
FDIC
CERT + OFFDOMDelinquency, loss & reserves
Credit
Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.
As of Q1 2026
Problem credits
Reported delinquent and nonperforming exposures, shown as balances and ratios.
0.00%
Peer standing100th percentile
FDIC
P9ASSET + LNLSGR0.55%
+5,669.1%y/y
Peer standing38th percentile
FDIC
NAASSET + LNLSGR0.55%
+5,669.1%y/y
Peer standing42nd percentile
FDIC
P9ASSET + NAASSET + LNLSGR0.34%
+2,267.8%y/y
Peer standing48th percentile
FDIC
P9ASSET + NAASSET + ORE + ASSET$2.65M
+2,501.0%y/y
Peer standing37th percentile
FDIC
P9ASSET + NAASSET + ORELoss & allowance
Recognized charge-offs and the allowance held against the loan portfolio.
0.00%
−88.0%y/y
Peer standing57th percentile
FDIC
NTLNLS + LNLSGR$1K
−87.5%y/y
Peer standing58th percentile
FDIC
NTLNLS + DRLNLS + CRLNLS0.93%
+6.1%y/y
Percentile by value18th percentileby value
FDIC
LNATRES + LNLSGR$2.11M
−4.2%y/y
Peer standing42nd percentile
FDIC
P3ASSET$0
Peer standing100th percentile
FDIC
P9ASSET$2.65M
+6,216.7%y/y
Peer standing30th percentile
FDIC
NAASSET