$786M
+9.9%y/y
Percentile by value84th percentileby value
FDIC
ASSETFO
First Option Bank
Osawatomie, KansasFDIC Cert #4746
STATEEstablished 192310 branches
Holding company: OSAWATOMIE AGENCY INC THERegulator: FED
FDIC
CERT + OFFDOMBalance sheet & income statement
Financials
Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.
As of Q1 2026
Balance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $555M | $504M |
| Q3 2021 | $545M | $492M |
| Q4 2021 | $609M | $557M |
| Q1 2022 | $603M | $546M |
| Q2 2022 | $609M | $565M |
| Q3 2022 | $612M | $539M |
| Q4 2022 | $633M | $589M |
| Q1 2023 | $647M | $561M |
| Q2 2023 | $694M | $583M |
| Q3 2023 | $696M | $586M |
| Q4 2023 | $706M | $611M |
| Q1 2024 | $707M | $623M |
| Q2 2024 | $715M | $641M |
| Q3 2024 | $709M | $598M |
| Q4 2024 | $754M | $671M |
| Q1 2025 | $716M | $651M |
| Q2 2025 | $741M | $669M |
| Q3 2025 | $738M | $647M |
| Q4 2025 | $816M | $735M |
| Q1 2026 | $786M | $682M |
Balance sheet
Core assets, funding, and capital reported at quarter end.
$682M
+4.8%y/y
Percentile by value85th percentileby value
FDIC
DEP$484M
+9.5%y/y
Percentile by value76th percentileby value
FDIC
LNLSGR$479M
+9.4%y/y
Percentile by value76th percentileby value
FDIC
LNLSNET$261M
+9.1%y/y
Percentile by value95th percentileby value
FDIC
SC$12.9M
+78.2%y/y
Percentile by value19th percentileby value
FDIC
CHBAL$735M
+9.2%y/y
Percentile by value87th percentileby value
FDIC
LIAB$51.6M
+19.4%y/y
Peer standing48th percentile
FDIC
EQIncome statement
Year-to-date reported earnings and core revenue components.
$8.65M
+19.6%y/y
Peer standing85th percentile
FDIC
NIM + NONII$6M
+27.1%y/y
Peer standing73rd percentile
FDIC
NIM$2.66M
+5.4%y/y
Peer standing95th percentile
FDIC
NONII$150K
+50.0%y/y
Percentile by value66th percentileby value
FDIC
ELNATR$3.07M
+51.6%y/y
Peer standing81st percentile
FDIC
PTAXNETINC$3.02M
+48.1%y/y
Peer standing87th percentile
FDIC
NETINC