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BDI
FP

First PREMIER Bank

Sioux Falls, South DakotaFDIC Cert #6085

STATEEstablished 191413 branches

Holding company: UNITED NATIONAL CORPRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.26%
+20.8%y/y
Peer standing58th percentile
Peer standing in asset:3b_10b
FDICP3ASSET + LNLSGR
90+ %
0.04%
−28.1%y/y
Peer standing25th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.11%
+440.4%y/y
Peer standing90th percentile
Peer standing in asset:3b_10b
FDICNAASSET + LNLSGR
Noncurrent %
0.14%
+102.4%y/y
Peer standing91st percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.09%
+78.8%y/y
Peer standing92nd percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$3.05M
+103.8%y/y
Peer standing93rd percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.24%
−10.0%y/y
Peer standing22nd percentile
Peer standing in asset:3b_10b
FDICNTLNLS + LNLSGR
NCO
$1.28M
−8.1%y/y
Peer standing31st percentile
Peer standing in asset:3b_10b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.45%
−0.6%y/y
Percentile by value84th percentileby value
Peer standing in asset:3b_10b
FDICLNATRES + LNLSGR
30–89
$5.58M
+21.6%y/y
Peer standing73rd percentile
Peer standing in asset:3b_10b
FDICP3ASSET
90+
$781K
−27.6%y/y
Peer standing30th percentile
Peer standing in asset:3b_10b
FDICP9ASSET
Nonaccrual
$2.26M
+444.2%y/y
Peer standing91st percentile
Peer standing in asset:3b_10b
FDICNAASSET