$2.12B
+0.7%y/y
Percentile by value9th percentileby value
FDIC
LNLSGRFP
First PREMIER Bank
Sioux Falls, South DakotaFDIC Cert #6085
STATEEstablished 191413 branches
Holding company: UNITED NATIONAL CORPRegulator: FED
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $170M |
| Investor CRE | $86M |
| Multifamily | $113M |
| Construction | $126M |
| 1–4 family | $170M |
| C&I | $169M |
| Agriculture | $139M |
| Other | $1.14B |
Loan book
Reported balances and balance-sheet intensity.
$2.09B
+0.7%y/y
Percentile by value9th percentileby value
FDIC
LNLSNET+0.72%
−74.9%y/y
Percentile by value18th percentileby value
FDIC
LNLSNET73.3%
−7.7%y/y
Percentile by value19th percentileby value
FDIC
LNLSNET + DEP58.8%
−11.6%y/y
Percentile by value15th percentileby value
FDIC
LNLSNET + ASSET37.55%
+3.4%y/y
Percentile by value10th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
60%
−10.9%y/y
Percentile by value9th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC23%
−22.1%y/y
Percentile by value26th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC308points
+12.3%y/y
Peer standing99th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD8.04%
+6.3%y/y
Percentile by value36th percentileby value
FDIC
LNRENROW + LNLSGR4.06%
+4.0%y/y
Percentile by value8th percentileby value
FDIC
LNRENROT + LNLSGR7.98%
+12.1%y/y
Percentile by value28th percentileby value
FDIC
LNCI + LNLSGR