First State Bank in Temple

Temple, OklahomaFDIC Cert #5999

STATEEstablished 19191 branch

Holding company: Not reportedRegulator: FED

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Latest reported loan balances by category
Category	Balance
Owner CRE	$0
Investor CRE	$38K
Multifamily	$0
Construction	$0
1–4 family	$233K
C&I	$433K
Agriculture	$12.3M
Other	$553K

Loan book

Reported balances and balance-sheet intensity.

Gross loans

$13.6M

+30.7%y/y

Percentile by value21st percentileby value

FDICLNLSGR

Net loans

$13.3M

+31.4%y/y

Percentile by value21st percentileby value

FDICLNLSNET

Loans YoY

+31.44%

+367.2%y/y

Percentile by value95th percentileby value

FDICLNLSNET

L/D

67.5%

+24.3%y/y

Percentile by value52nd percentileby value

FDICLNLSNET + DEP

Loans/assets

49.8%

+19.4%y/y

Percentile by value44th percentileby value

FDICLNLSNET + ASSET

RE loans %

23.41%

−22.5%y/y

Percentile by value6th percentileby value

FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC

Construction/capital

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC

Loan HHI

5,278points

+21.6%y/y

Peer standing14th percentile

FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD

Owner CRE %

0.00%

Percentile by value0th percentileby value

FDICLNRENROW + LNLSGR

Investor CRE %

0.28%

−27.3%y/y

Percentile by value24th percentileby value

FDICLNRENROT + LNLSGR

C&I %

3.19%

−24.7%y/y

Percentile by value17th percentileby value

FDICLNCI + LNLSGR