$28.3M
−10.4%y/y
Percentile by value45th percentileby value
FDIC
LNLSGRFS
First State Bank of Randolph County
Cuthbert, GeorgiaFDIC Cert #2157
STATEEstablished 19002 branches
Holding company: Not reportedRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $7.46M |
| Investor CRE | $381K |
| Multifamily | $0 |
| Construction | $0 |
| 1–4 family | $2.18M |
| C&I | $5.28M |
| Agriculture | $9.03M |
| Other | $4.02M |
Loan book
Reported balances and balance-sheet intensity.
$28M
−10.6%y/y
Percentile by value45th percentileby value
FDIC
LNLSNET−10.58%
−390.9%y/y
Percentile by value7th percentileby value
FDIC
LNLSNET32.5%
−9.4%y/y
Percentile by value11th percentileby value
FDIC
LNLSNET + DEP31.8%
−10.5%y/y
Percentile by value21st percentileby value
FDIC
LNLSNET + ASSET52.39%
−1.4%y/y
Percentile by value28th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
5%
−29.1%y/y
Percentile by value28th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC0%
Percentile by value0th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,610points
+2.6%y/y
Peer standing92nd percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD26.30%
+46.1%y/y
Percentile by value96th percentileby value
FDIC
LNRENROW + LNLSGR1.34%
−23.4%y/y
Percentile by value34th percentileby value
FDIC
LNRENROT + LNLSGR18.63%
−12.5%y/y
Percentile by value79th percentileby value
FDIC
LNCI + LNLSGR