$74.9M
+1.5%y/y
Percentile by value19th percentileby value
FDIC
LNLSGRFS
First State Bank of Roscoe
Roscoe, South DakotaFDIC Cert #9005
STATEEstablished 19033 branches
Holding company: ROSCOE CMTY BANKSHARES INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $4.09M |
| Investor CRE | $1.05M |
| Multifamily | $373K |
| Construction | $3.18M |
| 1–4 family | $1.09M |
| C&I | $5.98M |
| Agriculture | $58.4M |
| Other | $696K |
Loan book
Reported balances and balance-sheet intensity.
$73.9M
+1.5%y/y
Percentile by value19th percentileby value
FDIC
LNLSNET+1.55%
−87.5%y/y
Percentile by value29th percentileby value
FDIC
LNLSNET56.4%
−8.4%y/y
Percentile by value20th percentileby value
FDIC
LNLSNET + DEP48.5%
−7.9%y/y
Percentile by value20th percentileby value
FDIC
LNLSNET + ASSET56.08%
−1.0%y/y
Percentile by value13th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
22%
+57.4%y/y
Percentile by value14th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC15%
+128.5%y/y
Percentile by value35th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC3,187points
−8.3%y/y
Peer standing25th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD5.46%
+33.6%y/y
Percentile by value33rd percentileby value
FDIC
LNRENROW + LNLSGR1.40%
−1.5%y/y
Percentile by value15th percentileby value
FDIC
LNRENROT + LNLSGR7.99%
−21.5%y/y
Percentile by value42nd percentileby value
FDIC
LNCI + LNLSGR