Skip to main content
BDI
FS

First State Bank

Socorro, New MexicoFDIC Cert #16600

STATEEstablished 19474 branches

Holding company: BBS CORPRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$662K
Investor CRE$205K
Multifamily$70K
Construction$318K
1–4 family$5.36M
C&I$3.33M
Agriculture$425K
Other$1.41M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$11.8M
+8.7%y/y
Percentile by value1st percentileby value
Peer standing in asset:100m_300m
FDICLNLSGR
Net loans
$10.6M
+9.5%y/y
Percentile by value1st percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET
Loans YoY
+9.48%
+269.4%y/y
Percentile by value72nd percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET
L/D
6.7%
+8.0%y/y
Percentile by value1st percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET + DEP
Loans/assets
5.7%
+7.2%y/y
Percentile by value1st percentileby value
Peer standing in asset:100m_300m
FDICLNLSNET + ASSET
RE loans %
58.81%
+2.3%y/y
Percentile by value16th percentileby value
Peer standing in asset:100m_300m
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
2%
+223.6%y/y
Percentile by value4th percentileby value
Peer standing in asset:100m_300m

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
1%
+1,241.0%y/y
Percentile by value10th percentileby value
Peer standing in asset:100m_300m

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
2,927points
−17.1%y/y
Peer standing31st percentile
Peer standing in asset:100m_300m
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
5.62%
+73.0%y/y
Percentile by value34th percentileby value
Peer standing in asset:100m_300m
FDICLNRENROW + LNLSGR
Investor CRE %
1.74%
+158.4%y/y
Percentile by value18th percentileby value
Peer standing in asset:100m_300m
FDICLNRENROT + LNLSGR
C&I %
28.26%
−12.4%y/y
Percentile by value96th percentileby value
Peer standing in asset:100m_300m
FDICLNCI + LNLSGR