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BDI
FR

Five Rivers Bank

Paramus, New JerseyFDIC Cert #59345

STATEEstablished 20251 branch

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$841K
Investor CRE$2.38M
Multifamily$0
Construction$0
1–4 family$0
C&I$0
Agriculture$0
Other$0

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$3.22M
New institution — no prior-year comparison
FDICLNLSGR
Net loans
$3.19M
New institution — no prior-year comparison
FDICLNLSNET
Loans YoY
New institution — no prior-year comparison
FDICLNLSNET
L/D
37.2%
New institution — no prior-year comparison
FDICLNLSNET + DEP
Loans/assets
8.4%
New institution — no prior-year comparison
FDICLNLSNET + ASSET
RE loans %
100.00%
New institution — no prior-year comparison
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
New institution — no prior-year comparison

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
New institution — no prior-year comparison

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
6,142points
New institution — no prior-year comparison
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
26.10%
New institution — no prior-year comparison
FDICLNRENROW + LNLSGR
Investor CRE %
73.90%
New institution — no prior-year comparison
FDICLNRENROT + LNLSGR
C&I %
0.00%
New institution — no prior-year comparison
FDICLNCI + LNLSGR