$286M
+5.9%y/y
Percentile by value34th percentileby value
FDIC
LNLSGRFC
FNB Community Bank
Midwest City, OklahomaFDIC Cert #16127
STATEEstablished 19437 branches
Holding company: FIRST MIDWEST ACQUISITION CORPRegulator: FED
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $39.2M |
| Investor CRE | $88.7M |
| Multifamily | $2.29M |
| Construction | $35.3M |
| 1–4 family | $56.2M |
| C&I | $39.9M |
| Agriculture | $333K |
| Other | $24.4M |
Loan book
Reported balances and balance-sheet intensity.
$280M
+5.9%y/y
Percentile by value34th percentileby value
FDIC
LNLSNET+5.92%
+4,708.9%y/y
Percentile by value50th percentileby value
FDIC
LNLSNET62.8%
+3.8%y/y
Percentile by value17th percentileby value
FDIC
LNLSNET + DEP56.5%
+2.9%y/y
Percentile by value21st percentileby value
FDIC
LNLSNET + ASSET78.35%
+1.1%y/y
Percentile by value32nd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
223%
+15.7%y/y
Percentile by value70th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC62%
+74.3%y/y
Percentile by value73rd percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,880points
−2.5%y/y
Peer standing70th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD13.70%
−16.1%y/y
Percentile by value58th percentileby value
FDIC
LNRENROW + LNLSGR30.97%
−1.4%y/y
Percentile by value91st percentileby value
FDIC
LNRENROT + LNLSGR13.95%
−1.4%y/y
Percentile by value74th percentileby value
FDIC
LNCI + LNLSGR