BDI
FB

Foresight Bank

Winnebago, IllinoisFDIC Cert #5749

STATEEstablished 190714 branches

Holding company: FORESIGHT FINANCIAL GROUP INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.45%
−36.4%y/y
Peer standing42nd percentile
Peer standing in asset:1b_3b
FDICP3ASSET + LNLSGR
90+ %
0.15%
+81.9%y/y
Peer standing11th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + LNLSGR
Nonaccrual %
1.02%
−65.6%y/y
Peer standing23rd percentile
Peer standing in asset:1b_3b
FDICNAASSET + LNLSGR
Noncurrent %
1.16%
−61.7%y/y
Peer standing22nd percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.74%
−63.5%y/y
Peer standing29th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$13.1M
+91.5%y/y
Peer standing29th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.11%
+1,427.5%y/y
Peer standing24th percentile
Peer standing in asset:1b_3b
FDICNTLNLS + LNLSGR
NCO
$261K
+5,320.0%y/y
Peer standing25th percentile
Peer standing in asset:1b_3b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.17%
−11.3%y/y
Percentile by value52nd percentileby value
Peer standing in asset:1b_3b
FDICLNATRES + LNLSGR
30–89
$5.06M
+217.8%y/y
Peer standing40th percentile
Peer standing in asset:1b_3b
FDICP3ASSET
90+
$1.67M
+808.7%y/y
Peer standing11th percentile
Peer standing in asset:1b_3b
FDICP9ASSET
Nonaccrual
$11.4M
+71.7%y/y
Peer standing26th percentile
Peer standing in asset:1b_3b
FDICNAASSET