Foresight Bank

Winnebago, IllinoisFDIC Cert #5749

STATEEstablished 190714 branches

Holding company: FORESIGHT FINANCIAL GROUP INCRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Latest reported loan balances by category
Category	Balance
Owner CRE	$179M
Investor CRE	$141M
Multifamily	$69.2M
Construction	$24.3M
1–4 family	$143M
C&I	$188M
Agriculture	$309M
Other	$70.8M

Loan book

Reported balances and balance-sheet intensity.

Gross loans

$1.12B

+399.4%y/y

Percentile by value53rd percentileby value

FDICLNLSGR

Net loans

$1.11B

+400.2%y/y

Percentile by value54th percentileby value

FDICLNLSNET

Loans YoY

+400.20%

+4,774.8%y/y

Percentile by value100th percentileby value

FDICLNLSNET

L/D

72.0%

−4.2%y/y

Percentile by value21st percentileby value

FDICLNLSNET + DEP

Loans/assets

63.2%

−4.7%y/y

Percentile by value23rd percentileby value

FDICLNLSNET + ASSET

RE loans %

69.15%

+16.1%y/y

Percentile by value16th percentileby value

FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC

Construction/capital

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC

Loan HHI

1,299points

−11.4%y/y

Peer standing95th percentile

FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD

Owner CRE %

15.95%

+184.8%y/y

Percentile by value72nd percentileby value

FDICLNRENROW + LNLSGR

Investor CRE %

12.53%

+52.7%y/y

Percentile by value26th percentileby value

FDICLNRENROT + LNLSGR

C&I %

16.73%

−12.8%y/y

Percentile by value76th percentileby value

FDICLNCI + LNLSGR