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BDI
FS

Franklin Savings Bank

Franklin, New HampshireFDIC Cert #17951

STATEEstablished 18699 branches

Holding company: FRANKLIN BCORP MHCRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$120M
Investor CRE$214M
Multifamily$80.8M
Construction$38.7M
1–4 family$223M
C&I$35.6M
Agriculture$21K
Other$17.5M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$730M
+11.3%y/y
Percentile by value97th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNLSGR
Net loans
$724M
+11.3%y/y
Percentile by value97th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNLSNET
Loans YoY
+11.25%
−6.5%y/y
Percentile by value85th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNLSNET
L/D
93.8%
+3.0%y/y
Percentile by value64th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNLSNET + DEP
Loans/assets
79.7%
+5.0%y/y
Percentile by value77th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNLSNET + ASSET
RE loans %
93.57%
+0.7%y/y
Percentile by value33rd percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
353%
+11.4%y/y
Percentile by value97th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
41%
−14.1%y/y
Percentile by value65th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
2,241points
+1.7%y/y
Peer standing87th percentile
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
16.43%
−2.8%y/y
Percentile by value87th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNRENROW + LNLSGR
Investor CRE %
29.35%
+18.8%y/y
Percentile by value93rd percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNRENROT + LNLSGR
C&I %
4.87%
−10.7%y/y
Percentile by value59th percentileby value
Peer standing in FFIEC UBPR Peer Group 102 — Insured savings banks having assets between $300 million and $1 billion
FDICLNCI + LNLSGR