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BDI
GA

German American Bank

Jasper, IndianaFDIC Cert #17393

STATEEstablished 191097 branches

Holding company: GERMAN AMERICAN BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$806M
Investor CRE$1.18B
Multifamily$518M
Construction$459M
1–4 family$1.57B
C&I$678M
Agriculture$476M
Other$174M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$5.86B
+3.7%y/y
Percentile by value86th percentileby value
Peer standing in asset:3b_10b
FDICLNLSGR
Net loans
$5.79B
+3.7%y/y
Percentile by value86th percentileby value
Peer standing in asset:3b_10b
FDICLNLSNET
Loans YoY
+3.73%
−91.0%y/y
Percentile by value35th percentileby value
Peer standing in asset:3b_10b
FDICLNLSNET
L/D
82.1%
+5.9%y/y
Percentile by value35th percentileby value
Peer standing in asset:3b_10b
FDICLNLSNET + DEP
Loans/assets
69.1%
+4.2%y/y
Percentile by value34th percentileby value
Peer standing in asset:3b_10b
FDICLNLSNET + ASSET
RE loans %
92.89%
+2.6%y/y
Percentile by value79th percentileby value
Peer standing in asset:3b_10b
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
224%
−2.3%y/y
Percentile by value46th percentileby value
Peer standing in asset:3b_10b

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
48%
+5.8%y/y
Percentile by value58th percentileby value
Peer standing in asset:3b_10b

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
1,711points
+2.2%y/y
Peer standing73rd percentile
Peer standing in asset:3b_10b
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
13.74%
+0.3%y/y
Percentile by value68th percentileby value
Peer standing in asset:3b_10b
FDICLNRENROW + LNLSGR
Investor CRE %
20.17%
−3.1%y/y
Percentile by value50th percentileby value
Peer standing in asset:3b_10b
FDICLNRENROT + LNLSGR
C&I %
11.57%
−1.5%y/y
Percentile by value48th percentileby value
Peer standing in asset:3b_10b
FDICLNCI + LNLSGR