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Gibsland Bank & Trust Company

Gibsland, LouisianaFDIC Cert #16689

STATEEstablished 194813 branches

Holding company: GIBSLAND BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.76%
−18.9%y/y
Peer standing34th percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.06%
+40.4%y/y
Peer standing23rd percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.86%
−44.9%y/y
Peer standing27th percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
0.92%
−42.9%y/y
Peer standing29th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
2.46%
−15.6%y/y
Peer standing4th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$14.2M
−8.0%y/y
Peer standing4th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.04%
−9.7%y/y
Peer standing28th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
$34K
0.0%y/y
Peer standing26th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.81%
−16.8%y/y
Percentile by value10th percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$3.12M
−6.8%y/y
Peer standing29th percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$226K
+61.4%y/y
Peer standing22nd percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$3.55M
−36.7%y/y
Peer standing24th percentile
Peer standing in asset:300m_1b
FDICNAASSET