$575M
+9.1%y/y
Percentile by value60th percentileby value
FDIC
ASSETGB
Gibsland Bank & Trust Company
Gibsland, LouisianaFDIC Cert #16689
STATEEstablished 194813 branches
Holding company: GIBSLAND BANCSHARES INCRegulator: FDIC
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportGibsland Bank & Trust Company reported $575M in total assets. Deposits grew 3.95% over the prior year.
Return on assets was 1.59%, compared with an asset-peer median of 1.22%. The leverage ratio was 16.24%.
- Why is Tier 1 Leverage Ratio above asset peers?
- Why is Net Loan Growth, Year over Year above asset peers?
- Why is Return on Assets above asset peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$461M
+3.9%y/y
Percentile by value56th percentileby value
FDIC
DEP$407M
+15.1%y/y
Percentile by value63rd percentileby value
FDIC
LNLSNET1.59%
+44 bpsy/y
Peer standing71st percentile
FDIC
NETINC + ROA61.18%
−949 bpsy/y
Peer standing54th percentile
FDIC
NONIX + NIM + NONII + EEFFR16.24%
−12 bpsy/y
Peer standing94th percentile
FDIC
RBC1AAJPercentiles compare this bank with 1,446 banks from $300 million to $1 billion.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $463M | $396M |
| Q3 2021 | $449M | $390M |
| Q4 2021 | $476M | $419M |
| Q1 2022 | $444M | $399M |
| Q2 2022 | $451M | $397M |
| Q3 2022 | $468M | $416M |
| Q4 2022 | $501M | $449M |
| Q1 2023 | $480M | $426M |
| Q2 2023 | $465M | $411M |
| Q3 2023 | $478M | $421M |
| Q4 2023 | $522M | $460M |
| Q1 2024 | $498M | $424M |
| Q2 2024 | $520M | $426M |
| Q3 2024 | $507M | $431M |
| Q4 2024 | $547M | $471M |
| Q1 2025 | $527M | $444M |
| Q2 2025 | $526M | $441M |
| Q3 2025 | $528M | $440M |
| Q4 2025 | $586M | $478M |
| Q1 2026 | $575M | $461M |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $106M |
| Investor CRE | $50.5M |
| Multifamily | $13.1M |
| Construction | $59.2M |
| 1–4 family | $91.5M |
| C&I | $36.5M |
| Agriculture | $40.4M |
| Other | $14M |
Peer comparison
How this bank compares
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.59%71st percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.42%Median 1.22%90th 2.15%Observations 1,446
ROE
FDIC
NETINC + ROE10.38%39th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 3.97%Median 12.06%90th 20.86%Observations 1,446
NIM
FDIC
NIM + NIMY4.79%91st percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.98%Median 3.83%90th 4.76%Observations 1,449
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR61.18%54th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 44.95%Median 62.41%90th 83.12%Observations 1,446
Deposits YoY
FDIC
DEP+3.95%48th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.49%Median +4.15%90th +13.95%Observations 1,446
Loans YoY
FDIC
LNLSNET+15.15%86th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −3.18%Median +5.90%90th +17.62%Observations 1,442
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.92%29th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.01%Median 0.42%90th 2.12%Observations 1,443
Leverage
FDIC
RBC1AAJ16.24%94th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.81%Median 10.64%90th 14.93%Observations 1,449
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.33%57th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.58%Median 2.44%90th 3.46%Observations 1,443
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 44%Median 170%90th 317%Observations 861
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.59%72nd percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.29%Median 1.24%90th 1.87%Observations 106
ROE
FDIC
NETINC + ROE10.38%47th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 2.44%Median 10.48%90th 18.72%Observations 106
NIM
FDIC
NIM + NIMY4.79%82nd percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.85%Median 4.22%90th 5.01%Observations 106
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR61.18%69th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 53.95%Median 66.25%90th 87.70%Observations 106
Deposits YoY
FDIC
DEP+3.95%50th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −3.64%Median +4.00%90th +13.43%Observations 106
Loans YoY
FDIC
LNLSNET+15.15%89th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −7.36%Median +3.16%90th +16.18%Observations 106
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.92%54th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.17%Median 1.05%90th 3.48%Observations 106
Leverage
FDIC
RBC1AAJ16.24%90th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.58%Median 11.34%90th 16.76%Observations 106
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.33%59th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.45%Median 2.43%90th 3.37%Observations 106
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 19%Median 151%90th 267%Observations 47
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA1.59%63rd percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.59%Median 1.39%90th 1.86%Observations 41
ROE
FDIC
NETINC + ROE10.38%33rd percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 6.01%Median 12.28%90th 18.96%Observations 41
NIM
FDIC
NIM + NIMY4.79%80th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.89%Median 4.32%90th 4.94%Observations 41
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR61.18%65th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 55.80%Median 63.16%90th 77.30%Observations 41
Deposits YoY
FDIC
DEP+3.95%43rd percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −0.34%Median +4.90%90th +12.97%Observations 41
Loans YoY
FDIC
LNLSNET+15.15%90th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −1.73%Median +3.78%90th +15.15%Observations 41
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.92%48th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.18%Median 0.87%90th 3.33%Observations 41
Leverage
FDIC
RBC1AAJ16.24%95th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.44%Median 11.31%90th 14.66%Observations 41
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM2.33%55th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.79%Median 2.34%90th 3.31%Observations 41
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 79%Median 175%90th 275%Observations 16
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Branches & markets
Physical footprint
- Domestic offices
- 13 branches
- Headquarters
- Gibsland, LA
FDIC
OFFDOMOpen the Louisiana dashboard →History
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data