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BDI
GB

Goldwater Bank, N.A.

Phoenix, ArizonaFDIC Cert #58405

OCCEstablished 20072 branches

Holding company: GOLDWATER BCORP INCRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.90%
+104.4%y/y
Peer standing10th percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.92%
+159.0%y/y
Peer standing2nd percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
3.39%
+300.8%y/y
Peer standing4th percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
4.31%
+259.0%y/y
Peer standing3rd percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
3.53%
+119.1%y/y
Peer standing2nd percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$18.5M
+146.0%y/y
Peer standing3rd percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.03%
−10.2%y/y
Peer standing30th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
$32K
−5.9%y/y
Peer standing27th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.37%
+3.9%y/y
Percentile by value69th percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$8.19M
+123.6%y/y
Peer standing7th percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$3.94M
+183.2%y/y
Peer standing2nd percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$14.6M
+338.2%y/y
Peer standing3rd percentile
Peer standing in asset:300m_1b
FDICNAASSET