$153M
+6.7%y/y
Percentile by value74th percentileby value
FDIC
LNLSGRGC
Guthrie County State Bank
Panora, IowaFDIC Cert #226
STATEEstablished 19312 branches
Holding company: GUTHRIE COUNTY BANCSHARES INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $14.3M |
| Investor CRE | $8.66M |
| Multifamily | $0 |
| Construction | $6.18M |
| 1–4 family | $38M |
| C&I | $23.3M |
| Agriculture | $56.2M |
| Other | $6.63M |
Loan book
Reported balances and balance-sheet intensity.
$151M
+6.6%y/y
Percentile by value74th percentileby value
FDIC
LNLSNET+6.62%
−36.9%y/y
Percentile by value57th percentileby value
FDIC
LNLSNET70.6%
+7.6%y/y
Percentile by value41st percentileby value
FDIC
LNLSNET + DEP53.1%
+4.8%y/y
Percentile by value27th percentileby value
FDIC
LNLSNET + ASSET70.54%
+2.8%y/y
Percentile by value31st percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
41%
+2.5%y/y
Percentile by value25th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC17%
−5.8%y/y
Percentile by value37th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,734points
+3.6%y/y
Peer standing86th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD9.32%
−5.6%y/y
Percentile by value52nd percentileby value
FDIC
LNRENROW + LNLSGR5.65%
+8.3%y/y
Percentile by value38th percentileby value
FDIC
LNRENROT + LNLSGR15.23%
−0.0%y/y
Percentile by value76th percentileby value
FDIC
LNCI + LNLSGR