$477M
+1.7%y/y
Percentile by value75th percentileby value
FDIC
LNLSGRHB
Haverhill Bank
Haverhill, MassachusettsFDIC Cert #26411
STATEEstablished 18777 branches
Holding company: HB HOLDINGS MHCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $58.6M |
| Investor CRE | $23.5M |
| Multifamily | $21.2M |
| Construction | $60.4M |
| 1–4 family | $277M |
| C&I | $31.7M |
| Agriculture | $1.56M |
| Other | $2.96M |
Loan book
Reported balances and balance-sheet intensity.
$474M
+1.7%y/y
Percentile by value75th percentileby value
FDIC
LNLSNET+1.66%
−71.5%y/y
Percentile by value27th percentileby value
FDIC
LNLSNET92.4%
+1.6%y/y
Percentile by value78th percentileby value
FDIC
LNLSNET + DEP74.2%
−1.1%y/y
Percentile by value66th percentileby value
FDIC
LNLSNET + ASSET95.78%
+0.3%y/y
Percentile by value83rd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
146%
−18.1%y/y
Percentile by value42nd percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC84%
−17.0%y/y
Percentile by value85th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC3,785points
−0.2%y/y
Peer standing10th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD12.27%
+28.8%y/y
Percentile by value50th percentileby value
FDIC
LNRENROW + LNLSGR4.93%
−18.5%y/y
Percentile by value16th percentileby value
FDIC
LNRENROT + LNLSGR6.64%
+12.6%y/y
Percentile by value32nd percentileby value
FDIC
LNCI + LNLSGR