$415M
+9.8%y/y
Percentile by value64th percentileby value
FDIC
LNLSGRHB
Horizon Bank
Waverly, NebraskaFDIC Cert #14327
STATEEstablished 19075 branches
Holding company: Not reportedRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $3.15M |
| Investor CRE | $10.5M |
| Multifamily | $134M |
| Construction | $181M |
| 1–4 family | $51.1M |
| C&I | $14M |
| Agriculture | $10.4M |
| Other | $10.5M |
Loan book
Reported balances and balance-sheet intensity.
$411M
+9.7%y/y
Percentile by value64th percentileby value
FDIC
LNLSNET+9.66%
+22.7%y/y
Percentile by value70th percentileby value
FDIC
LNLSNET92.3%
−4.7%y/y
Percentile by value78th percentileby value
FDIC
LNLSNET + DEP76.3%
−3.9%y/y
Percentile by value73rd percentileby value
FDIC
LNLSNET + ASSET93.72%
+2.9%y/y
Percentile by value77th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
419%
+1.0%y/y
Percentile by value98th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC233%
−1.5%y/y
Percentile by value100th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC3,126points
+6.4%y/y
Peer standing18th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD0.76%
−30.4%y/y
Percentile by value4th percentileby value
FDIC
LNRENROW + LNLSGR2.52%
+19.8%y/y
Percentile by value8th percentileby value
FDIC
LNRENROT + LNLSGR3.36%
−19.4%y/y
Percentile by value13th percentileby value
FDIC
LNCI + LNLSGR