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BDI
IB

Infinity Bank

Santa Ana, CaliforniaFDIC Cert #59098

STATEEstablished 20181 branch

Holding company: INFINITY BCORPRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$21.6M
Investor CRE$14.7M
Multifamily$187K
Construction$39M
1–4 family$47.7M
C&I$81.4M
Agriculture$0
Other$19.1M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$224M
−0.3%y/y
Percentile by value16th percentileby value
Peer standing in asset:300m_1b
FDICLNLSGR
Net loans
$220M
−0.3%y/y
Percentile by value16th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
Loans YoY
−0.28%
−102.5%y/y
Percentile by value18th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET
L/D
64.0%
−16.1%y/y
Percentile by value18th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET + DEP
Loans/assets
56.0%
−14.0%y/y
Percentile by value20th percentileby value
Peer standing in asset:300m_1b
FDICLNLSNET + ASSET
RE loans %
69.00%
+5.4%y/y
Percentile by value17th percentileby value
Peer standing in asset:300m_1b
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
104%
−26.3%y/y
Percentile by value29th percentileby value
Peer standing in asset:300m_1b

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
75%
−16.8%y/y
Percentile by value81st percentileby value
Peer standing in asset:300m_1b

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
2,414points
+8.9%y/y
Peer standing37th percentile
Peer standing in asset:300m_1b
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
9.65%
+11.0%y/y
Percentile by value37th percentileby value
Peer standing in asset:300m_1b
FDICLNRENROW + LNLSGR
Investor CRE %
6.57%
−37.0%y/y
Percentile by value22nd percentileby value
Peer standing in asset:300m_1b
FDICLNRENROT + LNLSGR
C&I %
36.40%
+3.6%y/y
Percentile by value98th percentileby value
Peer standing in asset:300m_1b
FDICLNCI + LNLSGR