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BDI
JB

Johnson Bank

Racine, WisconsinFDIC Cert #20296

STATEEstablished 197032 branches

Holding company: JOHNSON FINANCIAL GROUP INCRegulator: FED

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$643M
Investor CRE$829M
Multifamily$675M
Construction$469M
1–4 family$1.64B
C&I$716M
Agriculture$2.56M
Other$314M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$5.29B
+2.2%y/y
Percentile by value80th percentileby value
Peer standing in asset:3b_10b
FDICLNLSGR
Net loans
$5.21B
+2.3%y/y
Percentile by value80th percentileby value
Peer standing in asset:3b_10b
FDICLNLSNET
Loans YoY
+2.26%
−74.1%y/y
Percentile by value28th percentileby value
Peer standing in asset:3b_10b
FDICLNLSNET
L/D
89.3%
−6.9%y/y
Percentile by value55th percentileby value
Peer standing in asset:3b_10b
FDICLNLSNET + DEP
Loans/assets
74.3%
−0.1%y/y
Percentile by value53rd percentileby value
Peer standing in asset:3b_10b
FDICLNLSNET + ASSET
RE loans %
85.28%
+2.2%y/y
Percentile by value61st percentileby value
Peer standing in asset:3b_10b
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
208%
−2.2%y/y
Percentile by value39th percentileby value
Peer standing in asset:3b_10b

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
49%
−13.0%y/y
Percentile by value63rd percentileby value
Peer standing in asset:3b_10b

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
1,803points
+3.8%y/y
Peer standing65th percentile
Peer standing in asset:3b_10b
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
12.15%
−0.4%y/y
Percentile by value56th percentileby value
Peer standing in asset:3b_10b
FDICLNRENROW + LNLSGR
Investor CRE %
15.67%
+4.0%y/y
Percentile by value32nd percentileby value
Peer standing in asset:3b_10b
FDICLNRENROT + LNLSGR
C&I %
13.55%
−6.4%y/y
Percentile by value56th percentileby value
Peer standing in asset:3b_10b
FDICLNCI + LNLSGR