$121M
+8.6%y/y
Percentile by value54th percentileby value
FDIC
LNLSGRKS
Keystone Savings Bank
Marengo, IowaFDIC Cert #17993
STATEEstablished 19355 branches
Holding company: KEYSTONE COMMUNITY BCORPRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $19.5M |
| Investor CRE | $35.7M |
| Multifamily | $0 |
| Construction | $9.67M |
| 1–4 family | $26.3M |
| C&I | $19.7M |
| Agriculture | $7.77M |
| Other | $2.08M |
Loan book
Reported balances and balance-sheet intensity.
$119M
+8.6%y/y
Percentile by value54th percentileby value
FDIC
LNLSNET+8.57%
+4,015.6%y/y
Percentile by value68th percentileby value
FDIC
LNLSNET67.1%
+5.7%y/y
Percentile by value35th percentileby value
FDIC
LNLSNET + DEP56.8%
+5.1%y/y
Percentile by value33rd percentileby value
FDIC
LNLSNET + ASSET81.65%
+3.8%y/y
Percentile by value52nd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
186%
+26.5%y/y
Percentile by value80th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC40%
+60.5%y/y
Percentile by value67th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,968points
+6.5%y/y
Peer standing74th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD16.15%
+12.2%y/y
Percentile by value79th percentileby value
FDIC
LNRENROW + LNLSGR29.57%
+15.3%y/y
Percentile by value93rd percentileby value
FDIC
LNRENROT + LNLSGR16.35%
−11.5%y/y
Percentile by value80th percentileby value
FDIC
LNCI + LNLSGR