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BDI
LB

Lakeside Bank

Lake Charles, LouisianaFDIC Cert #58961

STATEEstablished 20104 branches

Holding company: LAKESIDE BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.68%
−68.9%y/y
Peer standing38th percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.13%
Peer standing16th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.90%
+0.2%y/y
Peer standing26th percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
1.03%
+14.6%y/y
Peer standing27th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.63%
−4.1%y/y
Peer standing32nd percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$2.37M
−0.4%y/y
Peer standing41st percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.02%
+214.4%y/y
Peer standing34th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
$12K
+200.0%y/y
Peer standing38th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.22%
+32.1%y/y
Percentile by value51st percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$1.56M
−69.8%y/y
Peer standing51st percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$297K
Peer standing19th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$2.07M
−2.6%y/y
Peer standing36th percentile
Peer standing in asset:300m_1b
FDICNAASSET