$230M
−2.8%y/y
Percentile by value18th percentileby value
FDIC
LNLSGRLB
Lakeside Bank
Lake Charles, LouisianaFDIC Cert #58961
STATEEstablished 20104 branches
Holding company: LAKESIDE BANCSHARES INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $48.2M |
| Investor CRE | $78.8M |
| Multifamily | $18.9M |
| Construction | $14M |
| 1–4 family | $46M |
| C&I | $19.8M |
| Agriculture | $212K |
| Other | $4.02M |
Loan book
Reported balances and balance-sheet intensity.
$227M
−3.1%y/y
Percentile by value18th percentileby value
FDIC
LNLSNET−3.10%
−127.4%y/y
Percentile by value10th percentileby value
FDIC
LNLSNET81.8%
−7.9%y/y
Percentile by value52nd percentileby value
FDIC
LNLSNET + DEP60.4%
−6.7%y/y
Percentile by value28th percentileby value
FDIC
LNLSNET + ASSET92.56%
+2.6%y/y
Percentile by value73rd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
284%
−4.4%y/y
Percentile by value85th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC35%
−27.1%y/y
Percentile by value48th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,203points
+7.1%y/y
Peer standing48th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD20.98%
+0.2%y/y
Percentile by value85th percentileby value
FDIC
LNRENROW + LNLSGR34.29%
+10.4%y/y
Percentile by value94th percentileby value
FDIC
LNRENROT + LNLSGR8.60%
−14.3%y/y
Percentile by value45th percentileby value
FDIC
LNCI + LNLSGR