$2.29B
+109.1%y/y
Percentile by value13th percentileby value
FDIC
LNLSGRLB
Lawrence Bank
Nashville, TennesseeFDIC Cert #22451
STATEEstablished 197736 branches
Holding company: LAWRENCE BANCSHARES INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $392M |
| Investor CRE | $283M |
| Multifamily | $59.9M |
| Construction | $231M |
| 1–4 family | $1.03B |
| C&I | $187M |
| Agriculture | $89.1M |
| Other | $21.6M |
Loan book
Reported balances and balance-sheet intensity.
$2.27B
+109.4%y/y
Percentile by value13th percentileby value
FDIC
LNLSNET+109.45%
+101.0%y/y
Percentile by value100th percentileby value
FDIC
LNLSNET85.8%
+7.1%y/y
Percentile by value43rd percentileby value
FDIC
LNLSNET + DEP73.9%
+8.5%y/y
Percentile by value51st percentileby value
FDIC
LNLSNET + ASSET107.89%
+7.8%y/y
Percentile by value99th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
179%
−1.7%y/y
Percentile by value29th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC72%
−7.7%y/y
Percentile by value84th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,936points
+17.5%y/y
Peer standing18th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD17.11%
−12.3%y/y
Percentile by value84th percentileby value
FDIC
LNRENROW + LNLSGR12.37%
−6.9%y/y
Percentile by value25th percentileby value
FDIC
LNRENROT + LNLSGR8.17%
−31.4%y/y
Percentile by value30th percentileby value
FDIC
LNCI + LNLSGR