$337M
−13.3%y/y
Percentile by value49th percentileby value
FDIC
LNLSGRLB
Liberty Bank, National Association
Irvine, CaliforniaFDIC Cert #35331
OCCEstablished 20014 branches
Holding company: DMG BANCSHARES INCRegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $22.1M |
| Investor CRE | $117M |
| Multifamily | $154M |
| Construction | $16.7M |
| 1–4 family | $22.7M |
| C&I | $4.12M |
| Agriculture | $0 |
| Other | $341K |
Loan book
Reported balances and balance-sheet intensity.
$333M
−13.4%y/y
Percentile by value49th percentileby value
FDIC
LNLSNET−13.35%
+10.7%y/y
Percentile by value1st percentileby value
FDIC
LNLSNET99.1%
−1.9%y/y
Percentile by value89th percentileby value
FDIC
LNLSNET + DEP84.1%
−2.7%y/y
Percentile by value93rd percentileby value
FDIC
LNLSNET + ASSET99.15%
−0.2%y/y
Percentile by value90th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
486%
−8.6%y/y
Percentile by value99th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC28%
+72.6%y/y
Percentile by value40th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC3,412points
−7.9%y/y
Peer standing14th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD6.56%
+14.4%y/y
Percentile by value22nd percentileby value
FDIC
LNRENROW + LNLSGR34.64%
−2.4%y/y
Percentile by value94th percentileby value
FDIC
LNRENROT + LNLSGR1.22%
+26.9%y/y
Percentile by value5th percentileby value
FDIC
LNCI + LNLSGR