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BDI
LS

Lincoln Savings Bank

Reinbeck, IowaFDIC Cert #14207

STATEEstablished 190216 branches

Holding company: LINCOLN BCORPRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.68%
−51.2%y/y
Peer standing25th percentile
Peer standing in asset:1b_3b
FDICP3ASSET + LNLSGR
90+ %
0.30%
Peer standing6th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + LNLSGR
Nonaccrual %
3.71%
+201.5%y/y
Peer standing2nd percentile
Peer standing in asset:1b_3b
FDICNAASSET + LNLSGR
Noncurrent %
4.01%
+225.5%y/y
Peer standing2nd percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
3.20%
+154.8%y/y
Peer standing2nd percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$56.9M
+151.8%y/y
Peer standing2nd percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.02%
−31.9%y/y
Peer standing44th percentile
Peer standing in asset:1b_3b
FDICNTLNLS + LNLSGR
NCO
$62K
−39.2%y/y
Peer standing43rd percentile
Peer standing in asset:1b_3b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.54%
+27.3%y/y
Percentile by value87th percentileby value
Peer standing in asset:1b_3b
FDICLNATRES + LNLSGR
30–89
$7.96M
−58.2%y/y
Peer standing27th percentile
Peer standing in asset:1b_3b
FDICP3ASSET
90+
$3.44M
Peer standing6th percentile
Peer standing in asset:1b_3b
FDICP9ASSET
Nonaccrual
$43.3M
+158.4%y/y
Peer standing2nd percentile
Peer standing in asset:1b_3b
FDICNAASSET