$1.16B
−14.3%y/y
Percentile by value57th percentileby value
FDIC
LNLSGRLS
Lincoln Savings Bank
Reinbeck, IowaFDIC Cert #14207
STATEEstablished 190216 branches
Holding company: LINCOLN BCORPRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $129M |
| Investor CRE | $199M |
| Multifamily | $177M |
| Construction | $64.1M |
| 1–4 family | $224M |
| C&I | $206M |
| Agriculture | $162M |
| Other | $3.64M |
Loan book
Reported balances and balance-sheet intensity.
$1.15B
−14.6%y/y
Percentile by value57th percentileby value
FDIC
LNLSNET−14.58%
−408.0%y/y
Percentile by value1st percentileby value
FDIC
LNLSNET74.6%
−12.8%y/y
Percentile by value24th percentileby value
FDIC
LNLSNET + DEP64.4%
−13.6%y/y
Percentile by value25th percentileby value
FDIC
LNLSNET + ASSET79.12%
+1.2%y/y
Percentile by value33rd percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
252%
−16.7%y/y
Percentile by value61st percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC37%
−31.2%y/y
Percentile by value39th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,467points
−0.4%y/y
Peer standing90th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD11.06%
+3.2%y/y
Percentile by value43rd percentileby value
FDIC
LNRENROW + LNLSGR17.12%
−5.4%y/y
Percentile by value44th percentileby value
FDIC
LNRENROT + LNLSGR17.69%
−7.9%y/y
Percentile by value79th percentileby value
FDIC
LNCI + LNLSGR