$187M
−4.4%y/y
Percentile by value89th percentileby value
FDIC
LNLSGRMB
Main Bank
Albuquerque, New MexicoFDIC Cert #22086
STATEEstablished 19751 branch
Holding company: MAIN BANC INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $68.8M |
| Investor CRE | $76.7M |
| Multifamily | $3.49M |
| Construction | $6.55M |
| 1–4 family | $14.1M |
| C&I | $18.4M |
| Agriculture | $0 |
| Other |
Loan book
Reported balances and balance-sheet intensity.
$184M
−4.6%y/y
Percentile by value88th percentileby value
FDIC
LNLSNET−4.60%
−531.8%y/y
Percentile by value9th percentileby value
FDIC
LNLSNET83.0%
−12.7%y/y
Percentile by value66th percentileby value
FDIC
LNLSNET + DEP72.2%
−9.0%y/y
Percentile by value70th percentileby value
FDIC
LNLSNET + ASSET90.98%
−0.4%y/y
Percentile by value74th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
275%
−5.8%y/y
Percentile by value95th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC21%
−37.2%y/y
Percentile by value45th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC3,218points
+6.0%y/y
Peer standing24th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD36.87%
−0.6%y/y
Percentile by value98th percentileby value
FDIC
LNRENROW + LNLSGR41.10%
+7.3%y/y
Percentile by value98th percentileby value
FDIC
LNRENROT + LNLSGR9.84%
+1.4%y/y
Percentile by value54th percentileby value
FDIC
LNCI + LNLSGR