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BDI
MS

Main Street Bank Corp.

Wooster, OhioFDIC Cert #29847

STATEEstablished 189920 branches

Holding company: MAIN STREET FINL SERVICES CORPRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.56%
−40.1%y/y
Peer standing33rd percentile
Peer standing in asset:1b_3b
FDICP3ASSET + LNLSGR
90+ %
0.00%
−60.3%y/y
Peer standing39th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.50%
+17.8%y/y
Peer standing48th percentile
Peer standing in asset:1b_3b
FDICNAASSET + LNLSGR
Noncurrent %
0.50%
+16.7%y/y
Peer standing51st percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.42%
+8.9%y/y
Peer standing48th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$6.47M
+17.6%y/y
Peer standing51st percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.01%
−83.0%y/y
Peer standing91st percentile
Peer standing in asset:1b_3b
FDICNTLNLS + LNLSGR
NCO
−$36K
−111.8%y/y
Peer standing91st percentile
Peer standing in asset:1b_3b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.07%
+1.8%y/y
Percentile by value38th percentileby value
Peer standing in asset:1b_3b
FDICLNATRES + LNLSGR
30–89
$7.18M
−33.1%y/y
Peer standing29th percentile
Peer standing in asset:1b_3b
FDICP3ASSET
90+
$31K
−55.7%y/y
Peer standing38th percentile
Peer standing in asset:1b_3b
FDICP9ASSET
Nonaccrual
$6.35M
+31.5%y/y
Peer standing44th percentile
Peer standing in asset:1b_3b
FDICNAASSET